Oatmeal Apple Muffins

Yields 12 Servings

1 egg
3/4 cup fat free half-and-half
3 tbsp olive oil (or canola oil)
1/3 cup sugar (or splenda)
1 medium apple, peeled and chopped
3/4 cups dried cranberries or raisins
1/2 cup walnut pieces
1 cup whole-wheat flour
1 cup quick-cooking oats
1/4 teaspoon salt
1 tbsp baking powder
1/2 tsp ground nutmeg
2 tsp ground cinnamon

1.  Preheat oven to 450°F

2.  In a bowl, beat together egg, half-and-half, oil and sugar.  In a large bowl, combine remaining ingredients.  Fold egg mixture into dry mixture, just to moisten.

3.  Fill non-stick muffin tins 3/4 full.  Bake 15-20 minutes.